About Home Buyers Protection Insurance

A House Buyer’s Protection policy is there to protect your pocket against a few of the mistakes that can happen in the purchasing process and bring a little comfort to our clients moving house in today’s unpredictable market.

Exactly what does it protect against?

  • Protection from “Gazumping” by an offer of ₤1,000 or more
  • The property being withdrawn from sale
  • Having to withdraw from the purchase due to unexpected illness
  • You or your purchaser passing away, being made redundant, or provided notice of moving
  • The mortgage lender insists on rectification work that costs more than 10% of the initial sum provided and accepted
  • The property is harmed before the sale is full and the rectification work exceeds 10% of the original sum provided and accepted

 What is the expense?

A flat cost of ₤ 79.50.

What does it supply?

  • Around ₤1,500 of cover comprised of –
  • ₤750 to conveyancing charges
  • ₤500 to survey/valuation fees
  • ₤250 towards mortgage/lenders fees

What do I need to do?

There is a basic one page form to complete which we then forward to the insurance provider, then they send all documents to you immediately. It really is that simple.

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